Last Updated: September 6, 2023
1. Information We Collect
We may collect the following types of information:
1.1 Personal Information: We may collect personal information such as your name, contact information, date of birth, Social Security number, and financial information when you apply for a loan or create an account.
1.2 Usage Information: We collect information about how you interact with our website and services, including your IP address, device information, browser type, and pages visited.
2. How We Use Your Information
We may use the information we collect for the following purposes:
2.1 Providing Services: To process loan applications, manage accounts, and provide customer support.
2.2 Personalization: To personalize your experience, including recommending products and services that may be of interest to you.
2.3 Communication: To send you important information, updates, and marketing materials related to our services.
2.4 Legal Compliance: To comply with legal obligations and enforce our Terms of Service.
2.5 Research and Analytics: To analyze user behavior and improve our website and services.
3. Disclosure of Your Information
We may disclose your information to the following parties:
3.1 Service Providers: We may share your information with third-party service providers who assist us in providing our services, including underwriting, payment processing, and customer support.
3.2 Legal Requirements: We may disclose your information when required by law, such as in response to a subpoena or other legal process.
3.3 Business Transfers: In the event of a merger, acquisition, or sale of assets, your information may be transferred to the acquiring entity.
3.4 Consent: We may share your information with third parties with your consent.
4. Data Security
We take reasonable measures to protect your information from unauthorized access, disclosure, alteration, or destruction. However, no data transmission over the internet can be guaranteed to be 100% secure, so we cannot guarantee the security of your information.
5. Your Choices
You have the following choices regarding your information:
5.1 Access and Correction: You may access and correct your personal information by logging into your account or contacting us.
5.2 Opt-Out: You may opt-out of receiving marketing communications from us by following the instructions provided in the communication.
5.3 Cookies: You can usually modify your browser settings to disable cookies, but this may affect your ability to use our website and services.
6. Children's Privacy
Our services are not intended for children under the age of 18, and we do not knowingly collect personal information from children.
8. Contact Us
Effective Date: September 6, 2023