Small Business Loans in Los Angeles: How CSC Lending Helps Entrepreneurs Grow

CSC Lending supports entrepreneurs with real conversations and one-on-one business guidance—just like this.

Looking for a Small Business Loan in LA? We’re Here to Help.

Getting denied by banks—even though you’re working hard to grow your business—is frustrating. But you’re not out of options.

If you're looking for a small business loan in Los Angeles, CSC Lending is here to help. We work with local entrepreneurs who are often overlooked by traditional lenders—especially immigrants, first-time business owners, and people without perfect credit. Whether you’re just starting out or ready to expand, we’ll look at your full story and help you move forward.

What Is CSC Lending?

CSC Lending is a nonprofit small business loan program created by Chinatown Service Center, a trusted community organization that's been serving LA for over 50 years.

We provide microloans from $5,000 to $50,000 to local entrepreneurs who may not qualify for traditional bank loans, especially those who face challenges with credit history or documentation. We don’t base our decisions solely on credit scores. Instead, we look at things like repayment history, cash flow, and your business goals to understand your full picture.  

And we don't stop there. Whether or not you end up taking a loan, we offer free one-on-one business consultations to help you build, grow, and stay on track. Our team offers free business guidance in English, Mandarin, and Cantonese to help you plan, grow, and succeed.

💡 Got a solid business plan but no capital? Our Startup Loan Program is designed to help you get started. If you’re ready to bring your vision to life, we’re here to make it happen.

Who Do We Help?

If you're a...

• First-time entrepreneur trying to get started

• Small business owner looking to expand

• Immigrant or English learner looking for support

• Someone who has a great idea but doesn't know where to begin
  

...we're here for you. We understand that many people in our community work hard but don't have the resources or connections to get funding. That's exactly why we exist.

Why Choose CSC Lending?

1. We're community first. We're not a bank. We're a nonprofit program here to help local businesses thrive, especially in communities that are often overlooked.

2. We look at the whole picture. Don't have perfect credit? That's okay. We consider your goals, your business plan, your passion, cash flow, collateral, and character. Your story matters.

3. We speak your language. Our team can support you in English, Mandarin, or Cantonese. No pressure. Just support.

4. We offer more than funding. We provide free 1-on-1 business guidance. Whether you need assistance with budgeting, marketing, planning for expansion, or just understanding what steps to take next- we've got you.

What Can the Loans Be Used For?

Here are a few common ways entrepreneurs use our microloans:

• Buying equipment or inventory

• Renting or remodeling a shop space

• Building a food cart or truck

• Creating a website or starting ads

• Hiring help to grow the business

Check out our loan program page for more info on eligibility.

How Do I Apply?

1. Check your eligibility. Use our quick Eligibility Calculator and one of our Lending Officers will reach out to you.

2. Meet with us. We’ll take the time to understand your goals, business idea, and needs to see if our program is the right fit.

3. Submit your documents. Not sure what you need? No stress—we’ll walk you through it and help you prepare everything step-by-step.

4. Apply with confidence. You’ll work closely with your Lending Officer throughout the process. We’ll be by your side from start to finish.

Final Thoughts

Starting a business takes courage. We know that. And we want to help you turn your dream into something real, not someday, but now.

If you're ready to take the first step—or even if you're just curious— reach out to us.

Click here to to apply or call us at (213) 808-1751.